Co-investment aids

Public funding

Complement your private funding round with public loans, maximising the amount raised for your startup with less dilution

ENISA

Participative loan without personal guarantees that boosts the growth of companies

• Young entrepreneurs: Up to €75,000 for companies less than 2 years old, led by entrepreneurs under 41 years old
• Entrepreneurs: Up to €300,000 for companies less than 2 years old, with no age limit
• Crecimiento: Up to €1.5 million for companies more than 2 years old

Long term

 Long payback periods of 7 to 9 years Long payback periods of 7 to 9 years

Tailored

The remuneration is adapted to the financial development of the applicant company

Reinforcement

No personal guarantees or collateral required

Free

No personal guarantees or collateral required

COFIDES

Funding of international projects in any country in the world

Fundable projects:

• Creation of a new company
• Expansion of existing facilities
• Acquisition of an existing company
• Opening of a commercial office

Speed of processing

The average processing time is 2 to 3 months

Funding

Funding up to 70% of the project

Amortization

Long repayment periods of 5-6 years and a 2-year grace period

Interest

Co-investment loan, variable interest according to Euribor + fixed interest (1-3%)

IFEM

Joint funding with private investors in the form of a participating loan

Key requirements:

• Innovative companies: innovative technology and/or science-based companies seeking funding for their projects
• Deadline: application must be made within 6 months of the last private investment

Repayment

Maximum repayment period of 5 years with a 2-year grace period

Increase of amounts

IFEM may increase the amount invested by up to an additional 200,000 euros

Amounts

Between 50,000 and 200,000 euros per project

Interest

Fixed interest: Euribor 12 months + 5% interest. Variable depending on development

The best public funding options for your startup

01

Grants

Take advantage of all direct non-refundable grants from entities at any level, either local, regional, national or European

02

Partially refundable

Finance your R&D and IT projects with soft funding, with non-refundable tranches and refundable tranches at 0% interest and with a long grace period

03

Tax Lease and tax incentives

Recover up to 59% of what you spend each year on R&D and save 30% of your developers’ social security costs each month

Contact us

If you think we can help you take the financial and strategic management of your startup to the next level, send us a message. We will get back to you as soon as possible to meet and discuss how we can help you