Co-investment aids
Public funding
Complement your private funding round with public loans, maximising the amount raised for your startup with less dilution.
ENISA
Participative loan without personal guarantees that boosts the growth of companies.
- Jóvenes emprendedores: Up to €75,000 for companies less than 2 years old, led by entrepreneurs under 41 years old.
- Emprendedores: Up to €300,000 for companies less than 2 years old, with no age limit.
- Crecimiento: Up to €1.5 million for companies more than 2 years old.
Long-term
Long refund terms of between 7 and 9 years.
Tailored
The remuneration is adapted to the financial development of the applicant company.

Reinforcement
Complete your funding round.
Free
No personal guarantees or collateral required.
COFIDES
Funding of international projects in any country in the world.
Fundable projects:
- Creation of a new company.
- Expansion of existing facilities.
- Acquisition of an existing company.
- Opening of a commercial office.
Speed of processing
The average processing time is 2 to 3 months.
Funding
Funding up to 70% of the project.

Repayment
Long repayment periods of 5-6 years and a 2-year grace period.
Interest
Co-investment loan, variable interest according to Euribor + fixed interest (1-3%).
IFEM
Joint funding with private investors in the form of a participating loan.
Key requirements:
- Innovative companies: innovative technology and/or science-based companies seeking funding for their projects.
- Deadline: application must be made within 6 months of the last private investment.
Repayment
Maximum repayment period of 5 years with a 2-year grace period.
Increase of amounts
IFEM may increase the amount invested by up to an additional 200,000 euros.

Amounts
Between 50,000 and 200,000 euros per project.
Interest
Fixed interest: Euribor 12 months + 5% interest. Variable depending on development.
The best public funding options for your startup.
Co-investment aids
Complement your private funding round with public loans, maximising the amount raised for your startup with less dilution.
Public subsidies
Take advantage of all direct non-refundable grants from entities at any level, either local, regional, national or European.
Partially refundable
Finance your R&D and IT projects with soft funding, with non-refundable tranches and refundable tranches at 0% interest and with a long grace period.
Tax incentives
Recover up to 59% of what you spend each year on R&D and save 30% of your developers’ social security costs each month.